Top 5 Auto Insurance Companies
Allstate stands out from its competition by providing coverage options, ways to save, and customer satisfaction scores that outstrip industry average. Their affordable rates and claims support have saved many people hundreds annually.
USAA boasts above average customer and claims satisfaction ratings; however, its services are exclusive to military members, veterans, and their families. USAA provides discounts like car replacement programs, decreasing deductibles, usage-based insurance policies and new car replacement options.
USAA
USAA provides financial products and insurance to active-duty, retired, honorably separated members of the military as well as their families. As a member-owned organization, they return capital annually back into their accounts.
USAA auto insurance rates are competitive across most age groups, though younger drivers typically enjoy lower premiums. They’re also cheaper than average for full coverage policies and their customer service is highly acclaimed.
Their mobile app provides a quick and easy way to access ID cards, policy details, and request roadside assistance. Their ratings on both iTunes App Store and Google Play have earned it high praise from consumers; and it is free for download.
USAA provides its members with many enticing benefits, such as a 15% discount off comprehensive car insurance when stored at a military installation. They also provide banking services and an app enabling users to deposit checks using either their phone or computer – in addition to offering insurance policies covering homes, cars and rental properties.
Geico
Geico is one of the premier auto insurers, known for excellent customer service and offering lower than average premiums with discounts for drivers with clean records. Their mobile app makes managing policies convenient.
Geico began in 1948 as an insurer for government employees and military personnel. Over time, however, Geico expanded to offer insurance directly to consumers as one of its first direct sell companies. A wholly-owned subsidiary of Berkshire Hathaway with strong financial backing and praise from professional ratings agencies alike, it remains today one of the highest rated direct insurance carriers.
Customers can purchase Geico policies through independent agents or the website, while its online portal enables customers to pay bills, view policy information and file claims. In addition, DriveEasy monitors driving habits by tracking speeding, phone use and hard braking.
Progressive
Progressive is a top-rated car insurance provider, best known for their cheeky spokesperson Flo. Offering various policies with multiple discounts (like automatic monthly premium payment or online quote and approval process), Progressive provides convenient ways for its customers to manage their policies more easily while saving them money and simplifying life.
This company also offers customers numerous helpful tools, such as an online customer portal and 24/7 phone support. These resources allow users to contact policyholder services with policy inquiries or locate an independent agent near them – they can even help file claims!
Progressive offers more than car insurance – they also provide home, boat and motorcycle policies as well. And for drivers with safe driving habits they offer special discounts like small accident forgiveness after three years without incident on policy; homeowners can even sign up for Snapshot program which helps tailor their rate based on how safely they drive!
Nationwide
Nationwide provides home and auto policies as well as additional products like pet, motorcycle and identity theft coverage. Though its customer satisfaction ratings may not meet industry averages for auto and home coverage, its A+ rating from AM Best means it receives less complaints than similar insurers of its size.
Nationwide offers standard collision and comprehensive car insurance policies as well as additional features like accident forgiveness and the vanishing deductible that may appeal to drivers in New City who prioritize flexibility of policy coverage.
Life Insurance Solutions also offers life and term policies convertible to permanent protection at age 95 that are both cost-effective, with flexible payment and coverage options including discounts when bundling. 10-, 15- and 20-year terms of these policies are offered, as well as riders providing coverage against chronic, critical or terminal illness.